Many car insurance policies are still sold for 12 months. However to cater for differing needs amongst drivers, short term vehicle insurance is now available, providing cover for six months, 28 days or even 24 hours.

A widely accepted definition of temporary motor insurance is short term insurance lasting from a minimum of one day to one month. However, there are now a number of specialist insurance companies who offer flexible insurance for between one to six months.

In addition to this, monthly “pay-as-you-go” insurance is available to drivers. This gives the option of not having to pay for insurance when it will not be required.

There are many situations where 1 day temporary cover may be needed. One is making sure you are adequately covered when using a friends vehicle. Securing an extra policy for this could protect a no claims bonus built up if no claim has been made for several years. This could therefore be a good option for more experienced drivers.

Another reason temporarymotor insurance is taken out is to provide cover for an additional driver so driving can be shared on a longer trip or vacation.

Insuring an overseas guest while they are over here is a common reason. As is requiring drive away cover after buying a second hand or new car from a dealer. Taking a test drive and requiring insurance for a day or weekend can be another reason.

Many drivers of vans will either be hiring or borrowing the vehicle. This is where temp 1 day car insurance can be useful, if you are using a van for a range of reasons.

For those riders that are planning a summer road trip or perhaps attending a biking convention or meet-up, temp car insurance could be useful if the bike you are riding is not one you use regularly. This could be beneficial if they will only be using the motorbike while they are away.

Tags: Insurance